When My Apartment Burned Down, I Called My Parents, Dad Said: “Not Our Problem. You Should’ve Been More Careful.” The Fire Investigator Who Called Me Yesterday Asked: “Do You Know Who Had Access To Your Apartment Last Week?” WHAT THE SECURITY CAMERAS REVEALED… LEFT EVEN ME SPEECHLESS

That’s your signature.

I looked. It did look like my signature. The same loops, the same slant. But I knew I knew. I had never held this pen. Never seen this document.

This form was submitted 6 months ago, Greg continued quietly. The original policy had you listed as your own beneficiary as is standard. Someone changed it. 6 months ago. And the payout amount, $150,000.

He paused.

Miss Carter, there’s something else. A fire investigator called us this morning. He’s been asking about this policy.

My hands were shaking. I pressed them flat against the table.

Why would a fire investigator care about my insurance beneficiaries?

Greg held my gaze.

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