Points to consider
Risk of a blank year: a complete freeze on basic pensions remains an option being discussed by some political leaders.
Possible under-indexing: even if there is an increase, it could be lower than inflation, leading to a gradual loss of purchasing power.
Taxation: the 10% tax allowance on pensions could be revised, which would increase the tax burden on retirees with incomes above certain thresholds.
Real inflation: Seniors’ major expenses (energy, healthcare, food) often rise faster than the official index, widening the gap between statistics and lived reality.
In short, 2025 offers a modest but certain increase, while 2026 remains a pivotal year. Retirees will need to closely monitor upcoming budget announcements to anticipate the impact on their purchasing power.
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