During our divorce trial, my husband showed no emotion as he sought to end our 20-year marriage. Moments before the judgment was read, my 8-year-old niece stood up and asked the judge to show a video of what she had witnessed at home, shocking everyone in the courtroom.

Emily paused, looking out at an audience that included children ranging from seven to sixteen, all of whom had participated in documenting family financial deception.

“I want to tell you about some of the kids who became financial guardians for their families. Ten-year-old Marcus noticed that his dad was getting mail sent to fake addresses and asking questions about his mom’s retirement accounts. Fourteen-year-old Sarah recorded conversations where her stepdad talked about moving money to other countries before their divorce was finalized. Eight-year-old David saw his grandfather giving jewelry and expensive gifts to a woman who wasn’t his grandmother. All of these kids learned the same thing I learned. Adults who tell children to keep secrets from other adults they love are usually doing something wrong. And when you love someone, you don’t let other people hurt them just because those people are adults or family members.”

I watched Emily address the audience with confidence that had developed through three years of speaking to legal professionals, child advocacy groups, and families facing financial crisis. She’d grown from a child who’d accidentally become a witness to an advocate who deliberately chose to protect others.

“Our Children as Financial Guardians program teaches kids three important things,” Emily continued. “First, what financial fraud looks like in families. Second, how to document suspicious activities safely. And third, who to tell when adults are hiding money or lying about family finances. But the most important thing we teach is this: children have the right to protect people they love, even when that means telling uncomfortable truths about adults who’ve made bad choices.”

After Emily’s presentation, I joined her on stage to announce the foundation’s newest initiative, a partnership with family courts in 12 states to establish child advocacy protocols specifically designed for financial fraud cases.

“The Katherine Gillian Foundation has demonstrated that children’s testimony is often the most reliable evidence of premeditated financial deception,” I told the audience. “Children observe family dynamics without agenda, remember conversations with accuracy, and report facts without the emotional complications that affect adult witnesses. Beginning this fall, family court systems in Alabama, Florida, Georgia, Tennessee, Texas, Virginia, North Carolina, South Carolina, Mississippi, Louisiana, Arkansas, and Kentucky will implement standardized procedures for interviewing child witnesses in divorce cases involving suspected asset concealment. This means that children who notice confusing adult behavior around money will have trained advocates to help them report what they’ve observed. And family court judges will have established protocols for evaluating children’s testimony about financial fraud.”

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